Mortgage Products

Now, from March 1 to April 30, 2025, get a $1,500 lender credit on a qualifying mortgage loan.* This credit can be used to reduce closing costs or even buy down the interest rate, getting you that much closer to owning your dream home!

No matter what stage you’re at in life: buying your first home, upgrading, downsizing, investing, and more—we offer an array of first mortgage loans with competitive rates that fit your needs and your budget. Unlike many other financial institutions, we don’t sell your mortgage (a common practice). When you choose to open a mortgage with Noble Credit Union, you’re with us and we’re with you for the entire life of the loan. Apply today to take advantage of our limited-time $1,500 credit!

Our current mortgage offerings include:

• Conventional
• First Time Home Buyer (FHA)
• VA
• Reverse
• Jumbo
• 40-Year
• Adjustable Rate Mortgage (ARMs)

To view all our mortgage and home loan options and to apply, visit our mortgage portal below.

40-Year Mortgage

At Noble, we are committed to empowering individuals and families on their journey towards homeownership and building generational wealth.

A 40-Year mortgage features lower rates, providing borrowers with the opportunity to save more over the life of the loan. Rates are based on creditworthiness, ensuring that members receive competitive terms tailored to their financial situation. At the 10-Year mark, borrowers are offered the opportunity to pay off the loan or refinance. Click below to learn more.

Adjustable Rate Mortgage

Adjustable Rate Mortgage loans, also referred to as ARMs, are a good option for buyers who want to keep their monthly payments low in a higher-rate lending environment. These loans have a lower “initial rate period” and monthly payment for the first 5 or 7 years, depending on the term you choose.  After the initial fixed period the rate and payment may change every six months based on the interest rates at the time.